How to Make a Million Dollars (And Why You Need To)

Let me ask you this...

If I offered you $1 and asked you to give me back $1million in ten years, would you know what to do?

I have a book called “How to turn $1 into $1million in 7 years or less”. The strategies in the book are simple but not easy.

(In other words, you definitely will not do it watching TV every night and checking your portfolio balance once a month!)

If I offered you $100 could you give me back $1million in ten years?

How about if I gave you $1,000? OK, what about, $10,000 or $100,000?

Do you have any idea at what point you would start to think, yep I could do that?

“Houston, we have a problem!”
Only a small percentage of people actually know how to generate income apart from going to work and swapping hours for money. Anything beyond that and they struggle!

For years I have been providing personal budgeting software and money advice on all sorts of topics that relate to:

  • Wealth creation
  • Reducing financial stress
  • Debt reduction
  • Spending planning

And almost every other ‘money mindset' topic you care to mention.

One thing that worries me is this:

A colleague of mine recently gave a presentation to a room full of accountants and he asked them what their expectations were regarding retirement income. Their response shocked him!

It turned out that the majority of them had an expectation of budgeting on around $500 a week in 'after tax' income to live on in retirement.

Just so you know, $500 after tax would equate to something like $32k per annum taxable income, a figure that is substantially less than an accountant would be earning prior to retirement! 

You can see why he was shocked. 

So what I can't stop thinking is this; we would all expect a room full of accountants to have the financial answers. Clearly that is not necessarily so; something is missing!

If a room full of accountants don't have what it takes to retire comfortably, then it follows that many of us ‘plebs' are going to need a lot more help.

Failing to make the right decisions now won't just result in stress, uncertainty, and disappointment in the short-term — it could crush our dreams of having a comfortable and prosperous retirement, too.

Saving for your older years is a big source of stress for many of us. Simply keeping on top of the expenses we need right now can be challenging enough, without even thinking about the future.

I have learnt a lot in the last 23 years from working with people on their money problems so I am well qualified to help anyone who wants to be helped.

The best advice I can give anyone who wants to get out of their money problems and reach the $1million target (or any other target for that matter) is to start educating themselves and get someone to show them the way.

Whether that is through the Spending Planners Institute's programs or with someone else does not matter (although I do recommend Spending Planners as I know each one of them).

Just make sure you choose someone who will give you solid information and ensure you are being challenged and pushed outside your comfort zone.

The cost of NOT getting educated is much more than the cost of getting educated.

Take Control of Your Finances

If you can take control of your spending by making some of the little changes above, you'll put some breathing space between you and your money stress, allowing you to relax and start building a stable financial future for your family. How many expenses do you accept in your day without question, and where could you reduce your weekly outgoing money just by changing a few habits? If you just can't get your head around that and/or you are tired of money stress and have decided it's time to take control, talk to a Spending Planner to find out how you can break the cycle - BOOK A FREE CALL

You have nothing to lose and lots to gain. Spending Planners are non-judgmental professionals who are trained to help. A short relationship with a Spending Planner will provide you with tools and training that will benefit you for the rest of your life!


To find out more about becoming a Spending Planner, CLICK HERE



Certified Spending Planners are obviously busy people, but they're happy to spend time with you to discuss your situation, answer your questions, and create an opportunity for you both to see if there would be any benefit in working together.

Considering that most people will only request a call from a Spending Planner when they are under money stress, Spending Planners are very aware of the need to offer affordable solutions that are appropriate to their clients' situation. Their service is money-back guaranteed so if they do not feel that any of the solutions they have to offer would suit your needs they will not make an offer, but instead will suggest alternate options for you to consider.


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