"After more than 25 years of helping people to Succeed with Money, I have found that one of THE most common reasons why people live with ongoing money stress is because nobody ever showed them how NOT to.

Our financial education has failed us miserably!

A Spending Plan is the only thing I've discovered that overcomes this problem and delivers positive results in super quick time."

David Wright - Spending Planners Institute

With so much happening in the world today, people tend to be very busy. Whether that's looking after children, running a home, managing a business, juggling hours working for multiple employers, caring for elderly relatives, volunteering in the community, or any number of other roles or responsibilities, there is not a lot of time left for relaxation and doing the things you really want to do.

Is it any wonder then that with little or no financial education and so little time available to focus on getting money right, that so many people are left struggling to do much better than simply living from pay to pay with no tangible strategy to set or attain longer term goals and achieve financial freedom any time soon (if at all).

Lack of Time and Education/Information are then compounded by fear, producing a fast-track to money stress!

Fear causes people to put their head in the sand, to avoid getting help, to spend borrowed money (i.e. credit cards, loans, overdrafts, redraws, buy now pay later and more), to 'keep up with the Jones's' or to look like they are doing better than they really are.

Credit can make you look like you are doing as well as all of your friends (who are also using credit to do the same), and nobody is admitting to the fact that everyone is struggling and looking for the answer to their money pressures.

If you feel like you are going 'nowhere' financially and you are doing it tough but don't want to admit that to anyone (including yourself), you are in the right place, and now is your time to make a fresh new start without the pain you always assumed it would take to fix your finances and change direction.

No More Money Stress, Start Living Free from Money Worries Today!

David Wright is the founder of the Spending Planners Institute. In his early 30's he stumbled onto a solution to his money challenges that was so simple and yet so powerful that he has spent the last quarter of a century sharing that solution with thousands of people in over 13 different countries, people who were tired of money stress and who wanted to start a new and more exciting chapter in their life, free from money worries, and who were ready to take action to achieve that outcome.

If you are ready to :- 

  • Take control of your finances
  • Get out of debt
  • Start paying your bills on time
  • See your bigger life goals become a reality
  • Dream a little
  • Live your financial life with more confidence and less stress
  • Have your money tell you when bills and life events are due rather than overdue notices reminding you they are overdue!
then forget any thoughts you ever had of having to do a Budget. A Spending Plan will deliver all of the above outcomes, while doing a Budget will just leave you frustrated.

For just $10 you can get access to the only Spending Planner application on planet earth. It's so powerful yet so simple to master. Create your own private log-in account and you will have access to the online app and tutorial videos showing you what to do and how to do it. There are no hidden fees or charges and for just $10 a month you can have ongoing access for as long as you find it useful. There is no lock-in contract and you can talk to a real human being for software support should you need it. Use the button below to get started.

Real People With Real Success Stories
Liz Gorman

It gets all the finances out of my head. The other thing I really enjoy is how  simple it is to plan out savings for big-ticket items


Nessie and her family dearly wanted to buy land and build a new home, but they had some debts which were holding them back from achieving that goal.

Naomi Miller

We were sick of robbing Peter to pay Paul and felt like we needed to be more focussed and mindful about how we were using our money.

Help from a professional Certified Spending Planner is never far away if you feel you want someone to help you get started, but thousands of people have created their own Spending Plan by following the simple Step by Step instructions.

Ticker TV Interview

Watch as David Wright (CEO) and Carolyn Moes (Spending Planner) are interviewed regarding Spending Planning and how it changes people's lives.

How bad is the money problem? Where does Spending Planning fit into the modern family’s financial journey?

If you have champagne taste on a beer budget a Spending Plan will be your life saver (and money saver)!

If you would like to create your own Spending Plan for just $10 (per month),  
click the button below to create your login account and begin the journey.
By the way,  if you find you regret spending that initial $10 we'll cheerfully refund it, but with over 30,000 people who have used this system over the last two decades we're pretty confident you'll be overjoyed with the results!

Creating your own personal Spending Plan will be one of the best things you ever did.

Request a Call From The Spending Planners Institute 1300 918 450